Jersey and Guernsey agree on some country risk sources but disagree on what constitutes the source contents!!!
23/06/2025
Jersey and Guernsey have country risk outlined in their AML/CTF/CPF handbooks.
For example, Jersey and Guernsey both include and refer to the:-
- WORLD BANK GOVERNANCE INDICATORS
- https://www.worldbank.org/en/publication/worldwide-governance-indicators
Worldwide Governance Indicators is a global compilation of data capturing household, business, and citizen perceptions of the quality of governance in more than 200 economies.
The Jersey and Guernsey sources of the Worldwide Governance Indicators are as follows:-
One would think both islands would agree on what countries are included in their assessment of AML/CTF/CPF risk; however, they don’t.
Out of a total of 90 countries, both islands agree on 74 countries but do not agree on 12 (8+4)
- Jersey has 79 countries [74+4]
- Guernsey 86 countries [74+8]
The above data can be seen from the assessment below.
The Comsure methodology takes no risks and takes account of both islands, and has 90 countries listed [74+8+4] countries in its World Bank course list – see below
COMSURE CAN HELP YOU
- If you need assistance with your country risk assessments, email Comsure, and we'll let you know how we can help.
Extract from COMSURE COUNTRY RISK ASSESSMENT – used in client BRAS and/or CRAS AND iTrack (learn more in the iTrack video)
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As well as owning and publishing Comsure's copyrighted works, Comsure wishes to use the copyright-protected works of others. To do so, Comsure is applying for exemptions in the UK copyright law. There are certain very specific situations where Comsure is permitted to do so without seeking permission from the owner. These exemptions are in the copyright sections of the Copyright, Designs and Patents Act 1988 (as amended)[www.gov.UK/government/publications/copyright-acts-and-related-laws]. Many situations allow for Comsure to apply for exemptions. These include 1] Non-commercial research and private study, 2] Criticism, review and reporting of current events, 3] the copying of works in any medium as long as the use is to illustrate a point. 4] no posting is for commercial purposes [payment]. (for a full list of exemptions, please read here www.gov.uk/guidance/exceptions-to-copyright]. Concerning the exceptions, Comsure will acknowledge the work of the source author by providing a link to the source material. Comsure claims no ownership of non-Comsure content. The non-Comsure articles posted on the Comsure website are deemed important, relevant, and newsworthy to a Comsure audience (e.g. regulated financial services and professional firms [DNFSBs]). Comsure does not wish to take any credit for the publication, and the publication can be read in full in its original form if you click the articles link that always accompanies the news item. Also, Comsure does not seek any payment for highlighting these important articles. If you want any article removed, Comsure will automatically do so on a reasonable request if you email info@comsuregroup.com.